How long do payouts take?

Quick answer

Payouts are typically made on a T+3 schedule, which means funds from payments are usually settled 3 days after the transaction is processed. The exact timing may vary depending on your account setup.

What does T+3 mean?

T+3 means:

• Day 0 → Customer makes a payment
• Day 1–2 → Payment is processed and settled
• Day 3 → Funds are paid out to you

Why payout timing can vary

Payout timing is set during onboarding based on your business profile.

This may include:

• Your industry
• Transaction volumes
• Risk factors associated with your business

Some businesses may have different settlement schedules to help manage payment risk and ensure compliance with card network requirements.

Why QashPay reviews this upfront

Before your account is opened, QashPay assesses your business to determine the most appropriate payout schedule.

This helps:

• Ensure a stable payment setup
• Reduce the risk of future disruptions
• Support chargeback and consumer protection requirements

What to expect

• Most businesses operate on a standard T+3 schedule
• Some accounts may have a different schedule based on their setup
• Your payout timing will be confirmed during onboarding

Important

Payout timing is not random—it is defined during onboarding to match your business profile and payment risk.

Need help?

If you are unsure about your payout schedule, contact support or check your account details.

Next steps

• Why is my payment pending?
• Why was my payment declined?